Variable Annuities


Market risk to the Principal and there are high fees associated with the accounts usually averaging 4%.

Death Benefit

Upon death of the contract owner, the accumulation value will be disbursed directly to the designated beneficiary, however in a variable annuity, there may be taxes.

Lifetime Income

A variable annuity is just that, VARIABLE. The amounts that you will receive are varied based on how you invested the premiums. How longs the funds last and how they are accessed fees vary as well. Please consult with your advisor to see if this product is right for you.


There is NO safety net in a Variable annuity. If you chose the "investment route" your money is subject to market risk, positive or negative.

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